Paymaya, The Future of Money Payment in the Philippines?

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Does Paymaya is the future of online payment in the Philippines?

As the growing numbers of internet users are continuing to rise, more and more people use online payments as a transaction for shopping, paying bills, and more. In fact in the Philippines, digital payments are increasing and become a popular credit card alternative.

One of the most popular e-wallets and more promising as a future money payment is the Paymaya.

Paymaya is a solution to those who want to purchase online without a credit card and it’s so easy and free. With Paymaya there is no need to open a bank account, all you have to do is to register, how? just follow these simple steps.

paymaya registration


Paymaya Registration and activation

1. Download

First, go to the google play store and download the Paymaya app.

2.  Fill up

  1. Open the Paymaya app that you download and start to fill up the necessary information.
  2. Complete Name
  3. Mobile Number
  4. Email address

3. Read Data Privacy

After you have signed up, you need to read the data privacy, term, and condition by Paymaya. In case that you do not agree about its policy, you can leave the registration and cannot use the Paymaya app. But on the other hand, if there isn’t any problem to you about their Privacy policy, terms and condition– just click the agree on a button and you can proceed to the next step.

4. SMS Verification

After you agree to its privacy policy, Paymaya will send you a verification code through your mobile number, next is you need to enter the verification code and hit proceed.

5. Upgrade you Paymaya account

Upgrading your  Paymaya account is optional, but I highly recommend upgrading your account to use all the features of the Paymaya like sending money or withdraw on any Bancnet ATM using your Paymaya physical card.


For a better understanding of how to register to Paymaya, here is an instructional video created by Paymaya.


Video Credits To Paymaya


Now that you have your Paymaya account you may be wondering if the things you can do with your Paymaya, So we make a list of things you can do with your Paymaya e-wallet.

Online Shopping

You can use Paymaya on some online stores like Lazada and Shoppee.  For example that you want to purchase items on Lazada or Shopee, but the item you’ve chosen is not applicable for Cash on delivery and you don’t have a Credit or a debit card, you can use the virtual card on your Paymaya as an alternative for your credit card.

Mall Shopping

Not just online but also in traditional shopping or Mall shopping. You can use your Paymaya as a payment when you are shopping at a mall. There are a lot of stores in the Philippines that accepted Paymaya payments.

Fast Food and Restaurant payment

Dine on some of your favorite fast food and restaurant without having to use your cash. For now, there are many fast-food and restaurants that accept Paymaya as a payment.

In the year 2018 McDonald announced its new and innovative way of payment with Pamaya QR, in which customer can select their favorite meal and paid by using digital ordering kiosks. This kind of payment innovation by McDonald and Paymaya is another step and we might see more of this in the near future.

Bills Payment

Want to pay your bills without having to go outside? it is possible with the help of Paymaya. Aside from purchasing online, you can use your Paymaya to pay your bills online with just a few easy steps.


  1. Open your Paymaya app
  2. Tap Pay Bills
  3. Choose Biller
  4. Put some necessary information
  5. Enter the amount
  6. Wait for the confirmation that will be sent through SMS








For Better understanding, you can watch this Video tutorial by Paymaya.



List of Billers on Paymaya


  • AEON Credit Service
  • ASIAN College
  • BPI
  • BIR
  • BP Waterworks
  • Batangas Electric 1
  • Bayantel
  • Cable Link
  • Cagayan Electric Cooperative
  • Caritas Financial Plan
  • Caritas Health shield
  • Cash ni Juan
  • Cebu Pacific
  • Charter Ping An Insurance Corporation
  • Cignal
  • Collectius Philippines
  • Converge
  • Cotabato Light and Power
  • DCTV Cable Network and Broadband
  • DFA
  • DVOLT ( Davao Light and Power)
  • Destiny Cable
  • Easytrip
  • Equacom Savings Bank
  • Eternal Garden
  • Eternal Plans
  • Finas Wide
  • First Advance Development Corporation
  • Fortune Medicare
  • Global Dominion
  • GLobe Broadband
  • Globe Telecom
  • Goodhands Miscellaneous
  • Goodhands Water Services
  • Grepalife
  • Happy Well
  • Happy Well
  • Home Credit
  • Ilocos Norte Electric Cooperative
  • Iloilo Electric 1
  • Iloilo Electric 2
  • Loyola Plans
  • MMDA
  • Manila Memorial Park
  • Manila Water
  • Manulife
  • Manulife China Bank
  • Manuplans
  • Marilao Water
  • Maxicare
  • Maynilad
  • Meralco Kuryente Load
  • Maycauayan Water District
  • My CATV/Asian Vision
  • NBI
  • NSO
  • Norzagaray Water
  • PAG-IBIG Housing Loan Amortization
  • PLDT Home
  • PLDT Ultera
  • POEA
  • Pangasinan Electric 1
  • Pangasinan Electric 3
  • Paramount Insurance
  • Philamlife
  • Philippine Prudential Life
  • Philippine Statistic Authority
  • Pilipino Cable Corp
  • Prime Water
  • Pru Life U.K
  • San Jose Del Monte Water
  • Sky Affiliates
  • SKy Cable
  • Smart Communications (Bro, Postpaid)
  • Snappy
  • St. Therese Columbarium
  • Sta. Lucia Waterworks
  • Sta. Maria Water District
  • Sterling Bank of Asia
  • Subic Enerzone
  • Sun Cellular
  • Sun Life Canada
  • Sun Life Plans
  • Tanay Rural Bank
  • Visayan Electric Company
  • World Vision


Buy Load

You can also use your Paymaya e-wallet for purchasing Load in Smart, PLDT, Talk N’ Text, Sun, and even Globe, and TM.

By using your Paymaya to buy load, you can enjoy discounts every-time you purchase your favorite Loads and Promos.

How to Buy Load using Paymaya?

  1. Go to Paymaya app
  2. Tap Load
  3. Choose load Promos you want to purchase
  4.  Enter the recipient number
  5. Tap continue
  6. And wait for the confirmation



If you are a gamer and you want to purchase items and equipment’s on your game using real money but doesn’t have bank accounts? or you might not like to use your Debit/ Credit card for security purposes.? Whatever the reasons, Paymaya is the best option to used real money for your gaming.

Based on my own experienced, I’ve been using Paymaya on some games and I don’t have any bad issues about it.

How to Used Paymaya for Gaming?

  1. Download Paymaya at Google Playstore
  2. Open the App
  3. Register to Paymaya (Follow the Tutorials at the beginning of this article)
  4. Add money to open your Paymaya Virtual Master card (Note: you should have a maintaining balance of Php100 to view your virtual Master card)
  5. Link your Virtual Master Card to Google pay and its all set

Send Money

You can send money using Paymaya, but make sure to upgrade on your account first to enjoy these features.

Sending money is never been easy using Paymaya just tap send, fill-up necessary information, add the amount, send and wait for the confirmation.


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Bottom line

Technology is a part of our daily lives, and many Filipinos are embracing technology. Many things we might want to purchase can be found online, and having a secure e-wallet for online payment like Paymaya is a good option.

With its great usability to send and received money, to purchase things as an alternative for credits/debit cards, to buy load, or pay bills, and to add the fact that many physical stores are now accepting Paymaya as a payment. I can truly visualize that Paymaya might be the future of money Payment in the Philippines.


Hi, I’m Mirage, and let me introduce myself, I’ve been a writer for years, and I really love playing video games, I play a lot of games for hours, those come up with an idea to create a website that focuses on gaming, playing games is my hobby and since I was always on a hunt on the best games that are worth playing, I will also share it to my readers For now, some games that capture my interest are cryptocurrency games or NFT games that let players earn money while playing, It is now added to my watch list and for my readers keep an eye on my games list and guides to stay updated to the latest NFT games and other video games.

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