Paymaya: Everything You Need To Know

As the growing number of internet users are continuing to rise, more and more people use online payments as a transaction for shopping, paying bills, and more. In fact in the Philippines, digital payments are increasing and become a popular credit card alternative.

One of the most popular e-wallets and more promising as a future money payment is the Paymaya.

Paymaya is a solution for those who want to purchase online without a credit card and it’s so easy and free. With Paymaya there is no need to open a bank account, all you have to do is to register, how? just follow these simple steps.

paymaya registration

Paymaya Registration and activation

1. Download

First, go to the google play store and download the Paymaya app.

2.  Fill up

  1. Open the Paymaya app that you download and start to fill up the necessary information.
  2. Complete Name
  3. Mobile Number
  4. Email address

3. Read Data Privacy

After you have signed up, you need to read the data privacy, term, and condition. In case you do not agree about its policy, you can leave the registration and cannot use the Paymaya app. But on the other hand, if there isn’t any problem with you about their Privacy policy, terms and condition– just click the agree on the button and you can proceed to the next step.

4. SMS Verification

After you agree to its privacy policy, It will send you a verification code through your mobile number, next you need to enter the verification code and hit proceed.

5. Upgrade your Paymaya account

Upgrading your  Paymaya account is optional, but I highly recommend upgrading your account to use all the features of the Paymaya like sending money or withdrawing on any Bancnet ATM using your Paymaya physical card.

Now that you have your Paymaya account you may be wondering if the things you can do with your Paymaya, So we make a list of things you can do with your Paymaya e-wallet.

Online Shopping

You can use Paymaya on some online stores like Lazada and Shoppee.  For example, if you want to purchase items on Lazada or Shopee, but the item you’ve chosen is not applicable for Cash on delivery and you don’t have a Credit or a debit card, you can use the virtual card on your Paymaya as an alternative for your credit card.

Mall Shopping

Not just online but also in traditional shopping or Mall shopping. You can use your Paymaya as a payment when you are shopping at a mall. There are a lot of stores in the Philippines that accepted Paymaya payments.

Fast Food and Restaurant payment

Dine at some of your favorite fast food restaurant without having to use your cash. For now, there are many fast-food restaurants that accept Paymaya as a payment.

In the year 2018 McDonald announced its new and innovative way of payment with Pamaya QR, in which customer can select their favorite meal and pay by using digital ordering kiosks. This kind of payment innovation by McDonald and Paymaya is another step and we might see more of this in the near future.

Bills Payment

Want to pay your bills without having to go outside? it is possible with the help of Paymaya. Aside from purchasing online, you can use your Paymaya to pay your bills online with just a few easy steps.

  1. Open your Paymaya app
  2. Tap Pay Bills
  3. Choose Biller
  4. Put some necessary information
  5. Enter the amount
  6. Wait for the confirmation that will be sent through SMS

List of Billers on Paymaya

  • AEON Credit Service
  • ASIAN College
  • BPI
  • BIR
  • BP Waterworks
  • Batangas Electric 1
  • Bayantel
  • Cable Link
  • Cagayan Electric Cooperative
  • Caritas Financial Plan
  • Caritas Health shield
  • Cash ni Juan
  • Cebu Pacific
  • Charter Ping An Insurance Corporation
  • Cignal
  • Collectius Philippines
  • Converge
  • Cotabato Light and Power
  • DCTV Cable Network and Broadband
  • DFA
  • DVOLT ( Davao Light and Power)
  • Destiny Cable
  • Easytrip
  • Equacom Savings Bank
  • Eternal Garden
  • Eternal Plans
  • Finas Wide
  • First Advance Development Corporation
  • Fortune Medicare
  • Global Dominion
  • GLobe Broadband
  • Globe Telecom
  • Goodhands Miscellaneous
  • Goodhands Water Services
  • Grepalife
  • Happy Well
  • Happy Well
  • Home Credit
  • Ilocos Norte Electric Cooperative
  • Iloilo Electric 1
  • Iloilo Electric 2
  • Loyola Plans
  • MMDA
  • Manila Memorial Park
  • Manila Water
  • Manulife
  • Manulife China Bank
  • Manuplans
  • Marilao Water
  • Maxicare
  • Maynilad
  • Meralco Kuryente Load
  • Maycauayan Water District
  • My CATV/Asian Vision
  • NBI
  • NSO
  • Norzagaray Water
  • PAG-IBIG Housing Loan Amortization
  • PLDT Home
  • PLDT Ultera
  • POEA
  • Pangasinan Electric 1
  • Pangasinan Electric 3
  • Paramount Insurance
  • Philamlife
  • Philippine Prudential Life
  • Philippine Statistic Authority
  • Pilipino Cable Corp
  • Prime Water
  • Pru Life U.K
  • San Jose Del Monte Water
  • Sky Affiliates
  • SKy Cable
  • Smart Communications (Bro, Postpaid)
  • Snappy
  • St. Therese Columbarium
  • Sta. Lucia Waterworks
  • Sta. Maria Water District
  • Sterling Bank of Asia
  • Subic Enerzone
  • Sun Cellular
  • Sun Life Canada
  • Sun Life Plans
  • Tanay Rural Bank
  • Visayan Electric Company
  • World Vision

Buy Load

You can also use your Paymaya e-wallet for purchasing Load in Smart, PLDT, Talk N’ Text, Sun, and even Globe, and TM.

By using your Paymaya to buy loads, you can enjoy discounts every time you purchase your favorite Loads and Promos.

How to Buy Load using Paymaya?

  1. Go to the Paymaya app
  2. Tap Load
  3. Choose load Promos you want to purchase
  4.  Enter the recipient number
  5. Tap continue
  6. And wait for the confirmation


If you are a gamer and you want to purchase items and equipment on your game using real money but don’t have bank accounts? or you might not like to use your Debit/ Credit card for security purposes.? Whatever the reasons, Paymaya is the best option to use real money for your gaming.

Based on my own experienced, I’ve been using Paymaya on some games and I don’t have any bad issues with it.

How to Used Paymaya for Gaming?

  1. Download Paymaya at Google Playstore
  2. Open the App
  3. Register to Paymaya (Follow the Tutorials at the beginning of this article)
  4. Add money to open your Paymaya Virtual Master card (Note: you should have a maintaining balance of Php100 to view your virtual Master card)
  5. Link your Virtual Master Card to Google pay and its all set

Send Money

You can send money using Paymaya, but make sure to upgrade your account first to enjoy these features.

Sending money is never been easy using Paymaya just tap send, fill-up the necessary information, add the amount, send and wait for the confirmation.

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Bottom line

Technology is a part of our daily lives, and many Filipinos are embracing technology. Many things we might want to purchase can be found online, and having a secure e-wallet for online payment like Paymaya is a good option.

With its great usability to send and received money, to purchase things as an alternative for credits/debit cards, to buy load, or pay bills, and to add the fact that many physical stores are now accepting Paymaya as a payment. I can truly visualize that Paymaya might be the future of money Payment in the Philippines.

About Mirage

7818af042897cbb9ac5315f82ef97faf?s=90&d=identicon&r=gMirage is a full-time game reviewer, hardcore gamer, tech enthusiast, and webmaster. Being a hardcore gamer he plays countless video games in any form like PC games, mobile games, and consoles. And any gaming genre like MMORPG, Strategy games, RPG, Shooter games, Battle Royals, Racing Games, etc. Whether it is a traditional video game, play to earn game, or AKA Blockchain game, crypto game.

His expertise in the field of video games allows him to create truly useful content like guides, tutorials, tips, tricks, and all useful info about games. He is also a tech enthusiast or what others called a tech nerd. He is always fascinated with new gadgets and technologies giving him the ability to understand new tech and gadgets and write useful content about them.

Mirage is also a webmaster that loves building websites since 2017, he was obsessed with optimizing, designing, and improving the performance of a website. Aside from that Mirage also loves finding ways how to earn money on the internet because he is an introvert that loves staying at home. You might be wondering how a single person can manage different things like this. It was because video games, tech, website management, and how to earn money online was his hobby and his passion.

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